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Latest Car Loan Interest Rate (I)

Posted on 23 May 2011 | Categories : Blog

Loan amount: RM20,000-RM40,000
This apply to Perodua and Proton Cars only!

Loan Amount 1-5 years 7 years 9 years
RM 20,000 3.89% 3.92% 4.03%
RM 22,000 3.84% 3.87% 4.00%
RM 24,000 3.78% 3.83% 3.96%
RM 26,000 3.73% 3.80% 3.94%
RM 28,000 3.70% 3.76% 3.91%
RM 30,000 3.67% 3.74% 3.89%
RM 32,000 3.63% 3.72% 3.87%
RM 34,000 3.61% 3.70% 3.86%
RM 36,000 3.59% 3.69% 3.84%
RM 38,000 3.57% 3.67% 3.83%
RM 40,000 3.55% 3.66% 3.81%

Please note that these rates will be the same at all banks in Malaysia.

128 Responses to Latest Car Loan Interest Rate (I)

  1. dantei says:

    Hi I’m looking for a loan for me from any banks that offer 9 year with 400k loan for a car…
    If manage to get the loan of 9 years it’ll be good but it’s fine for me to get the 7 years loan.
    But I do wondering what is the interest for 400k loan with 9 years ?
    Thanks…

  2. admin says:

    Which model of car are you planning to buy? What’s your basic income?

  3. dYanE says:

    hi, if i interested to buy a second car..what is the interest for 25K-28K loan with 7 years? tq..

  4. terri leong says:

    Is the rate @ 3.55% for loan > RM40k, say around RM50k?
    Loan tenure @ 5 years

  5. wengtrojen says:

    sy berminat nak beli toyota wish reg tahun 2008.
    brapa anggaran sekiranya downpayment rm10000
    interes brapa skrg ni ?
    harga keta rm85000
    bulanan brapa saya kena bayar?

  6. admin says:

    Pihak kami tidak beberapa pasti dengan kadar interest rate bagi used car. Interest bagi kes anda mungkin berada dalam lingkungan 3.4-3.8% dan ia bergantung kepada bank dan status anda. Sila gunakan calculator online kami untuk mendapatkan harga bulanan yang lebih tepat.

  7. reen says:

    Saya nk trade in city 1.5 vtec 2006 utk exora bold 1.6 cvt rm79k tu..
    How much interest kene for108 months? Brape instalment? Gaji rm 3.6k lepas x?

  8. admin says:

    #Reen – Berapakah baki hutang kereta honda city tersebut? Berape nk letak down payment? Cuba guna calculator kami di {http://www.mybestcardealer.com/find-a-car/payment/} dgn anggaran interest sebanyak 2.9%.

  9. MOHD says:

    I already have a myvi’09 with installment of RM589 for 9year loan tenure and a house with installment of RM1135. I plan to buy a new honda civic 2.0 (RM138K) and a second hand proton persona (RM35000) at same time. My basic salary is RM9K. Is it possible to get a loan for both car?

  10. admin says:

    Do you want to trade in your Myvi or you just want to purchase 2 others? We are not sure which civic are you planning to get because the price is around RM 127k. Are you planning to pay any down payment for the new civic?

  11. MOHD says:

    Thanks for your response. I don’t want to trade in my myvi. I just want to buy another 2cars with 10% downpayment each. Am I eligible to get a loan based on my current commitment? Thanks.

  12. Ooi says:

    Hi i would like to ask. If i wan to pay max rm400 for car loan for 5 year..Perodua Viva Elite(manual), is it possible?

  13. admin says:

    #Ooi – Let’s say you get the standard version, which is RM 38k, then you pay 10% and you can get monthly payment around RM 402. Just let us know if you’re interested.

  14. Nabilah says:

    Hi, I am planning to buy proton exora, manual, how much is the current interest rate that I can buy now. Can I get full loan? Can I get 9years loan?
    My salary is RM3K.

  15. azlil says:

    Q1
    What is the latest loan rate for Honda City car/import & local car?Could you send to me the latest detail for loan rate vs years.
    Q2
    I’m planning to trade in my MyVi 1.3CC ( SE – year 2008 )for honda city ( E spec ).How much my MyVi price can go for this trade in?Is it enough to use as d/payment ( I’m not intend to pay any additional money as d/paymnet.Is it possible ?)

  16. Atoq says:

    Salam
    sy tertarik dgn Exora Bold dan ingin memiliki model Prime Line.. Sekarang sy ada sebiji Gen2 dibeli pd tahun 2008 & monthly 600 utk 9 tahun.. Basic sy 6k..
    Q1~ Adakah sy layak utk membuat pinjaman jika sy mahu menyimpan Gen2 sy.
    Q2~ Tempoh pinjaman yg mn sesuai

  17. admin says:

    #Nabilah – The current interest rate is around 2.9% and yes, you can get a full loan but the interest rate would be slighly higher, probably around 3.0% but we still need to get more information from you regarding your job, status and commitment. Kindly give us a call at 019-3559448.

  18. admin says:

    #Azlil – Please note that this post is outdated and the average interest rate for Honda city is around 2.6-2.7% regardless the loan period. Kindly provide us the outstanding balance of your current loan, then only we can check how much money you’d have to add or to pay. Please note that the waiting period for Honda City is around 4-5 months and please call us for booking asap.

  19. admin says:

    #Atoq – Yes, kami sarankan agar tuan menyimpan kereta tersebut kerana baki hutang kereta tersebut mungkin masih tinggi dan ianya tidak berbaloi untuk dijual. Kami juga perlu mendapatkan maklumat tentang pekerjaan tuan dan berapakah down payment yang ingin dilakukan bagi kereta Exora tersebut? Tempoh pinjaman yang optimum adalah 7 tahun dan kebanyakkan nya orang menggunakan 9 tahun untuk mendapatkan bayaran bulanan yang lebih rendah. Sila hubungi kami di talian 019-3559448 untuk maklumat lanjut mengenai model ini.

  20. Esbee says:

    salam tuan admin,

    upgrading to exora bold premium(at)..plus trade in my citra august 2006 (bank settlement tinggal dlm RM16K)..gaji basic plus fixed allowance = RM5.5K (govt. servant)..other commitment RM1.4k only (govt.housing loan)..planning to use the market value minus settlement as downpayment (maybe tambah sket lg) for 7 years loan..pls advice on my eligibility & monthly payment. tq

  21. admin says:

    #Esbee – Wasalam Tuan, pihak kami kena check dulu harga pasaran bagi kereta tuan dan lebih elok jika tuan dapaat menghubungi pihak kami di 019-3559448? Tuan juga boleh mengira anggaran bayaran kereta tersebut dengan menggunakan online calculator kami di {http://www.mybestcardealer.com/find-a-car/payment/}. Sila gunakan interest rate dalam lingkungan 2.9%.

  22. zila says:

    Salam. Sy nak trade in kelisa 2003(loan free) & nak beli honda city.Berapa perlu as downpmt utk membolehkan sy byr installment rm850 for 7 yrs. fyi sy bujang, 38 yrs. Current commitment loan rumah rm980 & 510 (akan settle 2015). Berapa perlu kelayakan gaji?
    Kerja sendiri. tq

  23. admin says:

    #Zila – Wasalam, Berapakah purata income saudari? Income anda seharusnya dalam linkungan RM 4,000 kerana commitment anda yang sangat tinggi. Untuk mendapatkan bayaran bulanan RM 850 untuk 7 tahun, d/payment saudari perlu sekurang2nya RM 25,000. Anda perlu membuat tempahan kerana model ini tiada stock dan ia memakan masa selama 4-5 bulan.

  24. KM says:

    Hello admin, can i know the latest loan interest rate for Myvi 1.3(A) Premium. If possible i wanna get a 5 year loan settlement on my new myvi.

  25. admin says:

    #KM – Our bank panel would offer you the interest rate around 2.8-2.9%. Call our representative for more information at 019-3559448.

  26. dennischan says:

    i am planning to buy 1.3 FLX Executive CVT
    Can i know the info about with and without D/payment for the interest rate for 9 years.
    thank you

  27. admin says:

    #Dennis – The interest rate will be around 3.0-3.2% depending on your eligibility and your basic pay.

  28. azreen says:

    Hi sy ada kereta 2nd hand gen 2 1.6 campro tahun 2004 dgn hutang berbaki rm18,000. Saya minat nak trade in kereta ni dan beli satu kereta baru. Boleh suggest apa kereta yang sesuai dgn budget monthly bawah rm500. Gaji saya basic rm1500 + rm1000 fixed allowance. Tiada sbrg komitment kecuali kereta & ptptn rm150. Saya nak kereta yg ekonomi dari segi minyak & maintenance serta tak beri sbrg mslh…

  29. ceci says:

    Hello admin, can i know the latest loan interest rate for Myvi 1.3(A) Premium. Is that any representative from klang area, prefer to have face to face meet up.

  30. admin says:

    #Ceci – Yea, our showroom is located in Sri Petaling and we can always meet up to further discuss about this. Our representative contact number is 019-3559448. The interest rate is around 2.9% for 7-9 years loan.

  31. mazlan says:

    Hi Admin,
    Saya nak tanya…saya bercadang nak beli kereta Honda CRV tahun 2005 RM70000. Berapa yer interest untuk kereta terpakai sekarang. Untuk loan 7tahun dan 9 tahun.

  32. Peugeout says:

    Hi. I’m going to get a Peugeout 207SV. May I know what is the latest interest rate for the loan of 40k for 7 years? Thanks

  33. admin says:

    Around 2.6% if we’re not mistaken.

  34. admin says:

    #Mazlan – Loan anda mungkin berada dalam 3.6-3.8% bergantung kepada kelulusan bank.

  35. syuhada says:

    i’m planning to buy New Kia Sportage. May i know the latest interest rate? would like to do 9 year repayment with 40K downpayment

  36. admin says:

    Salam Syuhada, the interest rate should be around 2.55% or below depending on your financial record. We’d definitely help you in getting the lowest interest rate. We presume that you’d want to use the islamic loan right. Kindly give us a call to discuss more about the next step. (Ihsan 019-3559448)

  37. Ifah says:

    Salam Admin,
    Saya bercadang mahu mbeli 2nd hand civic 2010 @price rm102800.
    Saya mpunyai satria neo tahun 2007. jika saya ingin menjual satria neo tsebut untuk dijadikan downpayment civic, berapakah anggaran byran bulanan utk civic itu?

  38. Ifah says:

    jika loan utk 9tahun

  39. suraya says:

    Hye Admin….. Sy perlukan bantuan…….
    sy berminat nak beli kereta baru viva 850cc
    brapa anggaran sekiranya downpayment rm1000
    interest bepa ek ??? untuk 9 tahun….
    harga keta rm 31000 camtu…..
    bulanan brapa saya kena bayar?
    gaji rm 1000++

    tq

  40. y says:

    Hello.my basic salary is rm1500.belum graduate lg.so maximum price for my range is?and do i eligble for the graduate scheme?

  41. admin says:

    #Y – are you doing a part time job? You need to provide a diploma/degree certificate if you go for the graduate scheme. Maximum can go around RM 40k only.

  42. admin says:

    #Suraya – Anggaran bulanan anda adalah dalam sekitar RM 373. Interest dalam 2.9-3.0% shaja. Itu belum termasuk sebarang promosi atau diskaun sedia ada.Hubungi kami jika Suraya sudah berminat?

  43. nurul says:

    En. Admin..saya perlukan bantuan nasihat..saya berminat untuk membeli myvi 1.3 ezi berharga anggaran RM50,400.
    brapa anggaran sekiranya downpayment rm1000
    interest dikenakan berapa %? untuk 9 tahun….
    bulanan berapa saya perlu bayar?
    gaji bulanan RM2500
    thanks

  44. admin says:

    #Nurul – Berdasarkan maklumat yang diberikan, bayaran bulanan adalah seperti berikut:

    OTR Harga: RM 50,412
    Down payment: RM 1,000
    Interest: 2.88-3.0% bergantung kepada kelayakan
    Period: 9 years
    Monthly: From RM 57+.++

    Jika saudari berminat, boleh lah hubungi pihak kami di 019-3559448 untuk membuat temu janji..

  45. firdaus says:

    En admin..
    saya berminat untuk membeli alza 1.5 auto EZ
    brapa anggaran sekiranya downpayment rm6000
    interest dikenakan berapa %? untuk 9 tahun….
    bulanan berapa saya perlu bayar?
    gaji bulanan RM1700 xtermasuk OT = rm3000
    thanks

  46. norazura says:

    saya ingin membeli mpv alza manual..dan ingin trade iswara aeroback thn 98.. hutang tiada…berapa downpayment yg kena byr n berapa bulanannya. gaji bersih rm2k.

  47. admin says:

    #Norazura – Salam, kami cadangkan agar saudari mengambil model Perodua Alza Standard Manual. Harga dalam linkungan RM 55,490 dan interest dalam 2.9% (anggaran). Kami juga boleh menguruskan urusan trade in jika saudari berminat. Sila hubungi pihak kami di 019-3559448 untuk mendapatkan maklumat lanjut. Jumlah down payment bergantung kepada budget saudari. Jika 10% lagi bagus iaitu dalam lingkungan RM 5k. Sila gunakan calculator online kami di {http://www.mybestcardealer.com/find-a-car/payment/}

  48. admin says:

    #Firdaus – Anggaran dalam RM 613
    Down payment: RM 6,000
    Interest: 2.9% (Atau lebih rendah)
    Period: 9 tahun
    Jika saudara sudah bersedia untuk membeli, boleh membuat temu janji. Pihak kami sedia membantu.

  49. Alvin says:

    Dear Admin, i plan to buy a new Kia Sportage at the price of RM138,888. I currently own a vios (premium version year 2004). Plan to trade the vios for the new Sportage. Please provide me with details for a 7 year loan.

    Downpayment = Trade in value of Vios (2004)
    Interest = ?%
    Repayment monthly = ?

    Thanks so much.

  50. derrick says:

    i plan to buy proton saga flx se, d/p give 10k, plan to get 9 years, how much i need to pay monthly ? whats the curent interest for proton ?

  51. Derrick says:

    I am curently working in bank with basic salary of rm1500 and fixed allowence rm2000 per month,i dont have any comitment cause i am just fresh graduate.i plan to get a peugeot 207sv can i know the lowest ineterest rate u can offer and how much for 7years monthly installment if my deposit is 10%?

  52. admin says:

    #Alvin – the monthly installment is as follow:

    OTR Price: RM 138,888
    Down payment: RM 14,000 (Example)
    Interest: 2.55%
    Tenure: 9 years
    Monthly: RM 1,752

    Do call us at 019-3559448 if you are interested to set an appointment with our Kia representative.

  53. admin says:

    #Derrick – the monthly installment for your Saga is as follow:
    Model: Proton Saga 1.6 FLX SE Auto
    OTR Price: RM 49,899
    Down payment: RM 4,990
    Interest: 2.85% (approx)
    Tenure: 9 years
    Monthly: RM 522

    Kindly call us for further explanation on the next process. Thank you for using our services.

  54. admin says:

    #Derrick – the monthly installment for Peugeot is as follow:
    Model: Peugeot 207
    OTR Price: RM 76,888
    Down payment: RM 7,688
    Interest: 2.55% (approx)
    Tenure: 9 years
    Monthly: RM 788

    The interest rate depends on your eligibility. Do understand that we would submit your loan application process to different banks and we would then choose the bank which could offer the best rate. Kindly call us at 019-3559448 as you need to speak to our Peugeot dealer to learn more about this model.

  55. Derrick says:

    How about 7years for peugeot?

  56. mamu says:

    hye.. i plan to get a secondhand my SE priced at RM40000 with rm1000 dpwnpayment..my salary is RM18000. my question is ehat isi the best rate and am i eligible for 9years loan

  57. darren says:

    i plan to buy safa flx se with 10k downpayment..tenure 9years..how much i need to pay monthly ?

  58. tutu says:

    hi admin, i planning to buy toyota vios (mt), may i know the latest interest rate, 5k dwnp, 9 yrs? urgent
    thanks

  59. admin says:

    #Mamu – Your pay is RM 18k or RM 1,800? If yours is RM 1,800 then you need to have a guarantor.

  60. Faezah says:

    Hi admin..i plan to get mazda3 2.0..dwnpymnt 22k, tenure 9 yr..which bank can gv the lowest interest rate..actually ive been working for 2 month and yet receive pay slip..my salary rm2150 and fixed allowance rm1000..hv no comitment yet..any suggestion for me?

  61. Stephen says:

    Hi,
    I am interested to know about the interest rate for car loan on local and non local car of tenure of 5 and 7 years.
    My salary is RM3000 per month.
    Down payment would be around RM30-40k.
    Car of selection: Persona 1.6 M-line(A), Peugeot 207 SV, Vios 1.5E
    Appreciate if you could email me the details.

  62. admin says:

    #Stephen – Please check your email. Thanks

  63. admin says:

    #Faezah – Based on your basic pay and fixed allowance, we would recommend you to get 70k loan and below. Unless you can provide us guarantor with a good financial background, then it would be helpful. As of now, bank is very strict in giving out car loan approval and your basic pay doesn’t meet the minimum requirement. How about 1.6 version, are you okay with it?

  64. Faezah says:

    what if i increase my dwnpymnt..what the eligible salary for 2.0..1.6 is okay.

  65. adzhan says:

    i’m really interested with new myvi 1.5 SE auto
    with my net salary pay around rm 2k,
    am i eligible to get loan with 5k downpayment?
    can i get this 2.9% interest as u said earlier?

  66. chua k.a. says:

    i would like to loan myvi 1.5 SE.. manual
    my net salary is around 2k
    and a down payment around 20k
    how is the interest rate and the monthly payment installed..?

    • admin says:

      #Chua – Here’s the details:

      Model: Perodua Myvi 1.5 SE Auto (Metallic)
      OTR Price: RM 51,143
      Downpayment: RM 20,000
      Interest: 2.85% (Approx)
      9 years: From RM 362
      7 years: From RM 444

      Kindly call our Perodua Authorized Dealer at 019-3559448 for more information. Provide us a copy of your IC, license, pay slip (3 months) and bank statements (3 months).

  67. admin says:

    #Faezah – how much down payment are you able to make? Why dont you send us your documents so that we can apply the loan for you. The bank would also tell you how much down payment you should make based on your eligibility.

  68. admin says:

    #Adzhan – The interest rate is from 2.85% for Perodua Myvi. We’d submit your documents to 2-4 different banks and we’ll get the lowest interest possible for you.

    OTR Price: RM 56,513
    Downpayment: RM 5,000
    Interest: 2.85% (Approx)
    9 years: From RM 736

    Kindly call us at 019-3559448 for booking. Thanks Adzhan.

  69. Faezah says:

    I able to pay dwnpymnt about 30k..what the interest rate for this car..

  70. admin says:

    #Faezah – Hi there, as we have mentioned earlier, bank would definitely ask you to get a guarantor. The bank is getting more strict these days and that’s the best way to get easier loan approval. Recently we handled a case almost similar like this, our client’s salary is about 3k+, loan applied is about 80k but the bank required him to provide a guarantor.

  71. abdullah says:

    hello admin…

    i realise many of your customer prefer 5 or 7 year loan, what’s the advantage of 5 or 7 year loan?

    actually i plan to buy proton preve, usually how much the interest rate for islamic financing?

    thanks a lot…

  72. faizul says:

    saya mahu beli kereta grand livina 1.6 auto tahun 2007.Harga 48000.kalau downpayment rm5000, berapa interest dan anggaran bulanan?Satu lagi bank mana interest paling rendah untuk kereta terpakai macam sy ni?

  73. faizul says:

    lupa bagi tempoh pinjman…9 tahun,tq

  74. Syahir says:

    Hello Admin.
    Saya cadang mahu beli kereta Inspira 1.8 MT EXEC.
    Harga asal : RM79,015.00
    Saya target ansurans bulanan RM500 kebawah.Jadi berapa deposit yang perlu saya buat?Lagipun saya kerja sendiri.Income x tetap.Bisnes x daftar.(kelas tuisyen kecil-kecilan) Current income 5k.Boleh ke sy apply loan?Sy targert ansurans rendah supaya masa depan saya x kacau bilau.Lagipun sy bru berumur 22tahun.Tq..

  75. Syahir says:

    Lagi satu,saya nk loan yg 9 tahun punya.Saya tiada sebarang komitment kerana masih bujang.pendapatan 5k tolak -tolak belanja still 5k.Tapi x berani ambil risiko ansurans tinggi..

  76. admin says:

    #Faizul – Interest anggaran dari 3.5%-3.8%. Sila ke tab ‘Finance Calculator’ di atas untuk membuat pengiraan.

  77. admin says:

    #Syahir – Pihak kami suggest syahir hubungi pihak kami di 019-3559448 supaya kita boleh berbincang tentang promosi yang sedia ada. Pihak kami akan memastikan anda akan mendapat layanan yang terbaik daripada pihak kami. Syahir juga perlu ada penjamin kerana bisnes syahir tidak berdaftar dan faktor umur yang masih muda.

  78. admin says:

    #Abdullah – The only advantage of getting short duration loan is the interest rate charged is much lesser. If you can afford paying a big amount every month, it would be better if you go for shorter duration term. Give us a call if you are interested and we would advise you to make an early booking at 019-3559448.

  79. ANNA says:

    hi, saya bercadang nak trade in Satria 1.3 MT (2003) dan nak beli Viva 1.00 AT..berapa downpayment kena bayar & ansuran bulanan utk viva tu

  80. HADI says:

    hi..saya cadang nak beli Kia Optima K5 baru..gaji bersih saya rm2700..dan gaji bersih isteri saya rm3100..kalau saya buat joint loan lepas x utk dpt loan?saya dan isteri xde komitmen lain..berapa total gaji bersih minimum utk joint loan bagi kereta ni kalu 10% dwn paymnt..terima kasih..

  81. Hana says:

    Hi..sy bercadang nak beli VIVA Elite AT berapa interest utk 9 thn & jika downpayment 10%..harga kereta RM41,262.15

  82. admin says:

    #Anna – Pihak kami ada menawarkan diskaun bagi kereta Viva Elite 1.0 Standard jika anna berminat? Kami boleh mengendalikan proses trade in dan ia tidak akan menjadi masalah. Kereta satria ada baki hutang lagi setakat ini?

  83. admin says:

    #Hadi – Hadi, berapakah gaji basic anda? Pihak kami boleh cuba bantu jika tuan betul-betul berminat. Serahkan dokumen kepada pihak kami untuk proses permohonan pinjaman. Pihak kami boleh dihubungi di 019-3559448. Dokumen yang dinyatakan termasuk salinan IC, lesen, pay slip (3 bulan) dan bank statement (3 bulan). Isteri juga perlu menyediakan dokumen-dokumen ini kecuali salinan lesen.

  84. HADI says:

    gaji basic saya rm3000..gaji basic isteri rm3500.agak2 capai x minimum requirement loan utk optima?terima kasih

  85. yani says:

    hye..saya berminat nk amik kete myvi SE auto-metallic..basic so far 1900 (br tukar kje)..saya nk taw, klau sy apply under skim lepasan graduan,bape interest rate?downpaymnt sy bleh byr 10%..budget sy tuk monthly installmnt 5oo je..no comitmnt stakat ni..lpas x nk byr 500 monthly?or suggestion untuk kete lain?

  86. admin says:

    #Hadi – pihak kami boleh cuba jika tuan dan isteri tidak mempunyai komitmen yang tinggi. Sila serahkan dokumen kepada kami supaya proses pinjaman dapat dilakukan. Hubungi pihak kami di 019-3559448 untuk maklumat lanjut.

  87. admin says:

    #Yani – Jika saudari mampu untuk membayar 10% down payment, saudari tidak perlu mengambil skim graduan. Skim graduan biasanya untuk orang yang ingin membuat full loan dan baru mula berkerja. Jika saudari berminat, sila layari blog kami di:

    http://mybestcardealer.wordpress.com/perodua-promosi-2012/perodua-myvi-1-5-price-list/

    Jika saudari inginkan monthly kurang daripada RM 500, kami cadangkan untuk saudari mengambil Perodua Myvi 1.3 Auto Standard. Jika tuan mempunyai sebarang soalan, sila hubungi pihak kami di 019-3559448 untuk maklumat lanjut.

  88. nurul says:

    Hi,
    I interested on honda CITY,but recently, no choices of honda city and limited after flood in thailand. can you give me brief quotation for honda city? i want to trade in my viva with balance loan +- rm30k.i want to know the downpayment, monthly pymnt for 9years. OR proton preve if i trade in my viva.
    thanks.

  89. nurul says:

    CAN YOU REPLY VIA MY MAIL.TQ

  90. ratna says:

    hye,

    i interesting to buy SUZUKI swift GX,

    but i did know how

    what i should prepare.

    can you help me if my basic salary 2200 if plus oT will increase until 2500

    and i can afford about 5K for down payment

  91. iyna says:

    hi, saya ada sebuah iswara 1.5 Auto, tAhun 2001. kereta dah xde hutang, dan skrg berminat nakntukar kereta tu ke persona H line, atau saga flxex yg 1.6se, harga lingkungan 48000 1) berapa laku harga untuk kereta iswara utk trade in dan duit itu nak jadikan down payment kereta baru..2) dgn gaji sy lingkungan RM1000 dan pastinya suamisaya akan jadi guarantor kerana suami yg akan buat bayaran bulanan kereta itu, gj suami sy RM3950, dan ada komitmen sbyk RM680 ( housing loan), layakkah saya membuat pinjaman utk tmph 7-9 th?

  92. admin says:

    #Ratna – Based on your basic salary info, you need to have a guarantor in order to get a loan approval. Otherwise, you might not have a chance. All you need to do is to call us at 019-3559448 and we can always meet up to discuss further on this. Documents that you should prepare include a copy of your IC, license, 3 months payslips and 3 months bank statements.

  93. admin says:

    Salam Iyna, pihak kami boleh mengendalikan trade in, ia tidak menjadi masalah. Kami akan survey harga daripada used car panels kami dan bandingkan harga yang terbaik untuk saudari. Kami nasihatkan supaya saudari membuat joint income dengan si suami untuk mendapatkan pinjaman dengan lebih mudah. Pihak kami boleh membantu saudari tanpa sebarang masalah. Jika berminat, boleh hubungi pihak kami di 019-3559448 untuk membuat temu janji. Dokumen yang perlu disediakan adalah salinan ic, lesen memandu, pay slip 3 bulan dan bank statement 3 bulan. Begitu juga dengan si suami, tetapi salinan lesen si suami tidak diperlukan.

  94. Iwan Dan Azie says:

    assalamualaikum..saya iwan dan isteri saya azie..Kami baru sahaja berkahwin..Kami bercadang ingin membeli Saga FLX 1.3 Metalic (Auto @ MANUAL)..BASIC GAJI saya RM1900 sebulan.GAJI BERSIH saya ialah RM1681.25 sebulan..Untuk pengetahuan abg jugak saya ada menerima SHIFT ALLOWANCE sebanyak RM120 sebulan..Soalan saya:

    1.Dengan Gaji Bersih Saya seperti di atas,adakah pihak bank
    meluluskan permohonan saya untuk membeli kereta tersebut jika
    saya memohonnya?

    2.Bolehkan saya ingin mendapatkan interest bawah daripada 2.9%?

    3.Saya mampu membuat downpayment sebanyak RM4500 shj setakat
    ini.Bolehkah bayaran bulanan saya setakat RM400 sebulan shj?
    Jumlah bayaran balik ialah selama 9tahun.
    4.Berapakah pinjaman loan yang boleh saya dapat dgn pihak bank?

    5.Berapakah jumlah bayaran untuk saya jika saya ingin membuat
    bayaran balik selama 7tahun shj?Bagaimana pula dengan interest
    jikalau saya membayar downpayment sebanyak RM6000?

    6.Berapakah insuran serta roadtax untuk setahun yang perlu saya
    bayar jika membeli kereta SAGA FLX 1.3 Metalic (Auto) @
    (MANUAL)?

    Saya harap abg dapat menlong saya dalam hal ini…inilah kali pertama saya ingin membeli kereta…tak pernah beli kereta sebelum ini

  95. fik says:

    Hi admin saya nak trade in gen 2 dan nak beli perdana .hutang gen2 di bank rm20k.kalo kereta perdana harga rm 43k nak loan 9 thn bape interest rate

  96. admin says:

    #Iwan & Azie – Interest rate bergantung kepada pihak bank dan kelayakan tuan. Purata interest rate yang kami dpatkan untuk client adalah 2.85%-2.95% bagi Proton Saga. Jika tuan ingin mendapatkan pinjaman, pihak kami boleh cuba bantu tuan. Cuma sediakan salinan IC, lesen, degree/diploma slip, bank statement 3 bulan dan pay slip 3 bulan. Hubungi pihak kami di 019-3559448 untuk membuat temu janji. Pihak kami akan menerangkan segala-galanya dengan lebih terperinci.

  97. admin says:

    #Fik – interest mungkin dalam 3.9-4.1%.

  98. Diyana says:

    Hi,saya berminat dengan myvi 1.3 standard auto,jika downpayment rm8k berapa monthly payment untuk loan 9 tahun? Gaji bersih rm1500+++, Ada penjamin, duit keluar masuk rm4500++++ setiap bulan,Ada degree.jika boleh saya nak tahu berapa yang perlu bayar downpayment untuk dapat monthly payment dalam rm430.thanks

  99. zafei says:

    Saya ingin trade in kereta saga BLM 1.3 auto (2009) dan bercadang menukar kereta. tp kereta sya ada loan lg dlm 30000..saya bercadang nk ambik Preve tp bersih gaji atas slip 1600 tp dlm bank statement tgl 1200.husband kerja sndiri n xda payslip. income bulanan dia around 2000-2500..klu nak buat loan keta boleh lg ke? atau saya ptt pilih kereta lain?

    • admin says:

      #Zafei – Baki hutang kereta anda masih tinggi dan pihak kami khuatiri market value kereta anda lebih rendah berbanding hutang kereta tersebut. Ia menyebabkan saudari perlu menambah wang untuk menjual nya.

      Jika zafei betul-betul berminat, lebih elok Zafei membuat permohonan loan dahulu, seandainya permohonan itu diluluskan, zafei boleh buat keputusan samaada zafei ingin menjual Proton Saga itu atau tidak.

      Suami boleh jadi penjamin dan dia perlu sediakan salinan IC, bank statement, dan juga salinan dokumen syarikat (ssm) jika ada.

  100. ridzuan says:

    harga honda city 2012 old version
    harga diskaun berapa?
    harga honda city 2012 new version?

  101. shuhada says:

    hi admin
    saya baru saja bekerja 4 bulan da tiada saving.saya bercadang nak beli kereta samada saga flx 1.6 atau preve.gaji basic 2222 tmbh elaun dpt 3000.adakah saya layak utk salah satu kereta tersebut untuk installment 7tahun?saya tidak boleh bayar downpayment dan nak apply full loan.tlg saya :)

  102. admin says:

    #Ridzuan – Tiada discount bagi Honda city tetapi terdapat free tinted promosi worth RM 2k from Honda and low interest rate dari RHB Bank. Harga honda city version lama adalah RM 90,480 (type E). Harga untuk model baru belum dikeluarkan lagi. Boleh hubungi pihak kami di 019-3559448 jika berminat untuk membuat tempahan.

  103. admin says:

    #Shuhada – Boleh, pihak kami boleh cuba bantu untuk saudari dapatkan full loan. Akan tetapi pinjaman mungkin tidak boleh 7 tahun dan lebih elok jika loan 9 tahun diambil. Pihak kami boleh cuba submit loan dulu jika berminat dan kita dapatkan feedback daripada pihak bank jika berminat. Hubungi pihak kami di 019-3559448 untuk maklumat lanjut.

  104. Ani says:

    Hai, sy berminat utk membeli proton inspira r3. harga yang ditawarkan ialah rm78900. kalau sy letak d/p 3k dan loan 9 tahun, berapa interest yang dikenakan dan installment yg perlu sy bayar? terima kasih atas bantuan

  105. admin says:

    #Ani – Salam, bayaran bulanan adalah seperti berikut:

    OTR Price: RM 78,900
    Down payment: RM 3,000
    Interest: 2.85% (approx)
    Monthly: RM 883 (9 years)

    Jika ani berminat untuk membeli dengan pihak Proton kami, boleh lah hubungi En Ihsan di 019-3559448. Dapatkan free gifts dan layanan yang terbaik dari pihak kami.

  106. hanis says:

    Salam admin. sy berminat utk beli kereta grand livina 1.8(A) second hand. nak tau harga semasa thn 2008 or 2009 yang terendah. If bayar d/payment RM10,000, utk 9 thn, berapa bayaran bulanan? harap dpt membantu. TQ

  107. admin says:

    #Hanis – Mengenai harga used car, kami tidak begitu arif. Kami bukan used car dealers dan jika saudari ingin survey harga, boleh check di mudah.my.

    Gunakan financial calculator kami di http://www.mybestcardealer.com/find-a-car/payment/

  108. Awin says:

    Salam Admin,

    Saya nak tahu pasal Proton Exora. Harga yang ditawarkan (http://www.mybestcardealer.com/proton-exora-bold/)ialah rm72,212. kalau downpayment RM5000 dan loan 9 tahun, berapa interest yang dikenakan dan installment yg perlu saya bayar? terima kasih.

  109. Ajaq says:

    Salam,
    Saya nak beli 2nd hand car Lancer GT RM95k 2010. nak tahu interest bank mana paling rendah dan low risk.
    OTR Price: RM 95,000
    Down payment: RM 5,000
    Interest: ??.??% (approx)
    Monthly: RM XXXX (7-9 years)
    Trade-in WAJA CPS 1.6(M) Feb 2010 (propose approx RM38k)

    TQ

    • admin says:

      Try contact RHB bank and see what they can offer you. Boleh try juga bank muamalat.

  110. moon says:

    saya berminat membeli viva elite auto. dengan gaji basic+elaun berjumlah rm1400 sebulan berapa saya perlu bayar untuk downpayment? x de ke promosi buat masa terdekat tuk kurangkan d/payment?

    • admin says:

      Munirah, Salam. Promosi bagi model viva ada. Cuma confirmkan model yang mana? Standard? Premium? Boleh hubungi En Ihsan and kita berbincang mengenai discount yang ada. Mengenai down payment, berapa minimum yang you boleh bayar? Atau you nk buat full loan?

  111. Amira says:

    Salam Admin,

    Saya berminat dengan preve exec auto,jika d/p rm8k berapa monthly untuk loan 9 tahun? Gaji bersih rm1800+++,berapa interest rate yang dikenakan? and let say nak buat graduate scheme, umur saya 22 tahun, lepas ke? kindly assist.

    • admin says:

      Wasalam Amira, admin sudah email quotation ke gmail saudari. Jika amira mempunyai sebarang soalan, boleh email or hubungi En Ihsan di 019-3559448. Jika saudari membuat graduate scheme, interest rate adalah 3.1% dan ia amat tinggi berbanding loan biasa. Jika saudari mempunyai penjamin dan dapat membayar RM 8,000 down payment, ianya amat membantu saudari untuk mendapatkan interest serendah 2.68% (anggaran).

  112. Linda says:

    Hi, i interest to buy Produa Alza 1.5 premium RM64,000. Can i know the interest rate if i loan from the Rm40,000 for 5 years? And how much is installment i need to pay every month? Thanks.

  113. muhamad aliff says:

    Saya nak mintak tolong dan tanya, berapa PERATUS INTEREST untuk Loan Kereta bagi pekerja kerajaan atau penjawat awam????
    BANK APA YANG PALING RENDAH INTERESTNYA??
    Mohon bantuan

  114. khairuddin says:

    salam admin..sy ada kereta gen 2 thun 2006 dh abis byar..sy nak thu brapa value klu sy trade in kereta gen 2.dan sy nak beli toyota wish.Berapa harga tyota wish skang, dan berapa bulanan toyota wish jika sya wat loan 9thn..

  115. liz says:

    Hi,whts d current interest rate for mazda 3 and forte sx for both 7 and 9 years term.tq

    • admin says:

      Hi Liz, the interest rate should be roughly around 2.5%, it could be lower or higher depending on the bank and your eligibility. Would you be interested to purchase any of these two models with our Mazda/Kia dealer? Give us a call at 019-3559448 if you would like to discuss further on this.

  116. ken says:

    Hi,I would like to trade in my wira 1.5 (Auto) & would lk to take other car. if u can advice which is better,honda city (used) or proton flx (new)…btw can i eligible to get loan with my sal RM1300 (gross)..n my wira alrd finish pymt…thanks in advance.

  117. Yana says:

    Salam Admin
    kalau nak beli kereta terpakai, Naza Citra GS tahun 2006, berapa agaknya loan yang saya boleh dapat? berapa interest rate?

    • admin says:

      Hi yana, we don’t really sell used cars dan jumlah loan ditentukan oleh bank bergantung kepada gaji bersih saudari. Interest rate berada dalam linkungan 3.7-4.0%.

  118. mizi says:

    saya berminat utk membeli saga flx 1.3 auto. gaji bersih 1500…blh x utk dpt full loan dan brape monthly installment nyer..thanks

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